Freedom Financial Baby
Transform the way you think about inheritance. Discover a practical, accessible strategy for everyday families to secure a massive financial legacy for their children—without needing a fortune to start.
Start Their Plan TodayThree harsh realities make leaving a traditional million-dollar inheritance unlikely for most hardworking parents:
Living longer is a blessing, but it means parents will need to stretch their personal savings to fund a much lengthier retirement, leaving less behind.
Healthcare costs consistently outpace inflation. The average retiree spends over $150,000 on medical care from age 65 to the end of their life.
70% of people over 65 will need some type of long-term care support, which can easily cost hundreds of thousands of dollars in the final years of life.
Either option creates a strong foundation, but one is far more attainable for the modern family.
Attempt to save enough to fund your own retirement, cover your end-of-life care, and still leave each of your children a massive lump-sum inheritance from your remaining personal savings.
Remove the burden of a lump-sum inheritance. Grow a powerful retirement foundation for each child by starting with a small fraction of that amount when they are young, transforming their early years into earning years.
Since it is so difficult to leave an inheritance later in life, why not use the greatest financial asset a child has to build the foundation for their future right now?
The Freedom Financial Baby strategy leverages three simple concepts: Compound Interest (money growing on money), The Time Value of Money (money saved today is worth more tomorrow), and Wealth Protection (safeguarding those assets through strategic insurance products and trusts).
What happens if you leverage a child's full life for compound growth versus waiting until they are 18? Consider this hypothetical illustration:
A one-time $13,000 lump sum contribution grows for 67 years.
The exact same $13,000 lump sum contribution, but it only grows for 49 years.
*Disclaimer: This is a hypothetical scenario for illustration purposes only. Assumes a 6.5% average annual interest rate, compounded monthly. It does not represent an actual investment in any specific product and does not account for fees, expenses, or taxes, which would lower results. Investing entails risk. Consult with Nelly Lara to design a customized plan for your family's specific goals.
"The true meaning of life is to plant trees, under whose shade you do not expect to sit." Let's build a plan for your children that they will thank you for decades from now.